Mainly involves granting of loan facility to individuals who are gainfully employed or has a regular flow of income.
Like "Personal" but strictly for business entity with a clear shoe of their income line. The loan must not be more than their size of their receivables.
Making funds available for the operational needs of a business. A charge is usually taken on the working assets of the borrower for the period of the facility.
Usually medium to long term in nature. Draw down on this loan is in stages needed on the agreed terms and project milestones. It is always targeted at a particular project