FAQ's:Frequently asked questions
Feel free to email us at info@adxcredit.com if your question isn't answered.
INVESTMENTS
How long does it take to receive my investment returns?
You can receive your investment returns within 24 hours once they’re due.
Can I get my interest upfront?
Yes. We offer interest-upfront options depending on the investment package you choose.
What’s the minimum amount I can invest?
Investments start from ₦100,000, but higher amounts can unlock better returns.
Are my investments safe?
Absolutely. We protect your capital and returns under secure, transparent terms.
How can I start investing?
Visit our Lagos office or contact us online. Our team will guide you through selecting a package and completing onboarding.
Can I withdraw before maturity?
Yes—early withdrawals are possible immediately.
What tenures do you offer for investments?
We offer flexible tenures—3 months, 6 months, 1 year, and beyond—tailored to your financial goals.
Loans
Can I get a loan if I apply today?
Yes. Once approved, your loan can be disbursed within 24 hours.
What documents are needed?
Valid ID, proof of income, proof of address, and a completed application form.
Minimum and maximum loan amounts?
Loans start from ₦50,000. Maximum amounts depend on factors like eligibility, income, and collateral.
Do I need collateral or a guarantor?
Some loan packages require collateral or a guarantor, especially for larger amounts.
How do I apply for a loan?
Walk into our office or get in touch online. Complete your application, submit documents, and we'll process it swiftly.
Can I restructure or refinance my loan?
Yes. If needed, you can restructure or refinance to better fit your financial capacity.
What are the fees, interest, and disbursement details?
We operate transparently, with no hidden charges. Interest rates and fees comply with CBN’s Consumer Protection Guidelines.
GENERAL/COMPANY INFO
Where is ADX Credit located?
26 Odozi Street, Ojodu Berger, Lagos.
How can I contact you?
Call 08108187142, email us, or reach out via our social media handles.
Are you licensed?
Yes, we’re fully licensed and operate in compliance with CBN regulations and state laws.
Do you serve clients outside Lagos?
Yes—our services are available across Nigeria.
Is my information safe?
Yes. We follow strong data protection policies to ensure confidentiality and privacy.
Why choose ADX Credit?
Because we offer reliability, fast service, transparency, and a reputation rooted in trust.
What tenures do you offer for investments?
We offer flexible tenures—3 months, 6 months, 1 year, and beyond—tailored to your financial goals.